Commercial stress test · Updated 9 September 2026

Prop Firm Startup Cost Calculator

Compare the same software contract under downside, base and growth assumptions. A model that looks cheap at launch can become expensive at scale, while a high fixed commitment can be painful if volume arrives slowly.

Planning model, not vendor quote. Enter written commercial terms. Unknown charges should stay outside the result until confirmed rather than being treated as zero.

Contract assumptions

Recurring monthly cost = greater of monthly minimum or revenue-share charge, plus per-account charges.

Decision signals

€0 first-year cost in the base case

€0 recurring monthly base-case cost

0% of base-case annual revenue in year one

€0 extra annual recurring cost when moving from base to growth

Downside
€0
Base
€0
Growth
€0

Use the stress test before comparing vendors

Ask each provider for the exact calculation base of any percentage fee, minimum commitment, account definition, included modules, platform charges and third-party pass-through costs. Then run the same downside, base and growth assumptions for every proposal.

Continue with quote normalization, the break-even framework and the status-safe vendor matcher.